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Crypto Card Weekly: Week 45, 2026

Every crypto card shutdown, fee, cashback and region change recorded in week 45 of 2026 (2026-11-02 to 2026-11-08), with the event date and a verified official source entry for each card.

2026-11-02 to 2026-11-08

Change records
103
Cards affected
101
New cards added
12
Shutdowns and status changes
3

This week’s highlights

  1. Status updateOrbi × SoFi Tech Solutions MastercardOrbi Card is live on Orbi's website; moved from announcement stage to regionally limited
  2. Status correctionWalt Crypto CardWalt has announced no card product; status changed from public beta to under review
  3. Regions & activation fee addedBitget Wallet CardAdded full eligible country list across 4 regions, 72-hour $0.10 / $10 activation fee rule, and WeChat/Alipay support
  4. Eligibility correctionBitpanda Visa CardBitpanda Card euro-area eligibility excludes Cyprus; Apple Pay / Google Pay officially supported
  5. New listingfiwind CardAdded the fiwind Card: a virtual Mastercard in Argentina that can pay with USDT
  6. New listingKontigo CardAdded the Kontigo Card: a waitlisted card for a Latin American self-custody USDC wallet
  7. ATM free allowance & limitsWirex One CardAdded monthly fee-free ATM allowances by tier ($100 to Unlimited) and noted EEA daily ATM limit discrepancy on the same page
  8. Source updateAnodos CardAnodos product page offline; membership-tier monthly fees can no longer be confirmed in the official docs

Highlights are picked by type of change, shutdowns and status changes first, one line per card; every record follows below, grouped by type. Dates are when the event happened, not when this site checked.

Shutdowns and status changes

  • Status update

    Orbi Card is live on Orbi's website; moved from announcement stage to regionally limited

    Checked Orbi's website (orbi.finance/es/orbi-card) and help centre on 2026-11-05: the Orbi Card page shows SoFi and Mastercard; the virtual card is issued instantly and free in the app, and the physical card ships free but needs a balance of at least 50 digital dollars. There is no annual fee and no card-payment commission (the cost is in the exchange rate). The card is a credit card secured by USDT / USDC / USDG, and services are limited to Mexico. This site previously marked it as announcement stage (review), said fees and launch timing were unpublished, and called it a different product from Orbi's own card; the website lists only one Orbi Card, so the two entries appear to be the same product and are pending a merge.

  • Status correction

    Walt has announced no card product; status changed from public beta to under review

    The official site walt.io now covers only crypto trading, perpetual futures, tokenized US stocks and yield, with no payment card. The #WalletIdeas results on the official news channel on 2026-10-28 list "Virtual cards" only as a winning community idea, saying some ideas are close to what the team is building. The record previously said Walt had published an official card roadmap and was in public beta, based on third-party reporting that no official page supports; it is now marked under review with official sources added.

  • Status update

    Bitstack's new product page drops the waitlist and lists Google Pay as available

    The old card page bitstack-app.com/carte now redirects to /en-FR/product/spend. The new page says "Only available in France" and directs users to download the app, with no waitlist or "Coming soon" wording; it says the card can be added to Apple Pay or Google Pay and advertises "Up to 2% stackback". This site previously listed the card as a public beta (the card page still showed a waitlist) and Google Pay as coming soon; it is now recorded as available in France with official Google Pay support. The help center's Stackback article still says up to 1% / 1.5% on Plus, which does not match the product page's 2%; both are recorded. The fee and limit articles are unchanged.

Regions, eligibility and compliance

  • Regions & activation fee added

    Added full eligible country list across 4 regions, 72-hour $0.10 / $10 activation fee rule, and WeChat/Alipay support

    The official Bitget Wallet Card FAQ (web3.bitget.com/en/card-reward) lists eligible application regions: Europe (EEA and UK), 10 Latin American countries (Argentina, Brazil, Chile, Colombia, Ecuador, El Salvador, Guatemala, Mexico, Panama, Peru), 10 APAC markets (South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand, the Philippines, Bangladesh, Pakistan), and Africa (South Africa). The same page confirms compatibility with Apple Pay, Google Pay, WeChat Pay, and Alipay, and highlights AI and digital subscriptions. The Europe/Africa/LATAM fee schedule (helpCenter/283) further specifies $0 annual, monthly, and top-up fees, with a card opening fee of $0.10 if activated within 72 hours of KYC approval or $10 if activated after 72 hours.

  • Official card art

    Added the official TRASTRA Visa card art (from an archive of the official site)

    trastra.com can no longer be reached (Cloudflare 521 / 404). The card art is the original image wp-content/uploads/2019/12/card-face-img-1.png (a 1057×685 flat card face) used in the "VISA card" product block of the official /business-trastra/ page as saved by web.archive.org in May 2020; the original file is stored with this site's card-art sources. Added under the rule that closed cards may show official card art that is still retrievable.

  • Eligibility correction

    Bitpanda Card euro-area eligibility excludes Cyprus; Apple Pay / Google Pay officially supported

    Bitpanda's help-center card article (revised 2026-09-28) says the card is offered only in euro-area countries, "with the exception of Cyprus", and not in non-euro countries such as the UK, Switzerland or Hungary; the same article says the card can be added to Google Pay and Apple Pay, and that each card payment triggers an asset-to-fiat trade at the usual trading fee while Bitpanda covers Visa's transaction fees. This site previously said only "euro-area residents", recorded wallet support as unknown and the issuer as per regional terms; the product page states the card is issued by Transact Payments Malta Limited. Fee, ATM and cashback figures are unchanged.

  • Source correction

    Tevau now sourced from the official tevau.io site and help centre; core fees match the official fee table

    The Tevau website (tevau.io) says "Tevau's only official website is tevau.io". The tevau.co site this page cited before calls itself a "Dedicated Tevau resource platform" in its footer; it is a third-party resource site, not an official source. The fee table in the official help-centre Card Fee article (tevau.tawk.help, updated around late October 2026) lists: physical card 100 USD, virtual card 20 USD, 1% top-up, 0.2 USD + 0.5% per USD transaction, 1.2% FX, 1.9% ATM (not supported on virtual cards), first 5 small transactions of 3 USD or less free each month then 0.2 USD each, first 3 declined transactions free each month then 0.5 USD each, 2 USD to close a card, 0 monthly fee. This matches this site's record. The Metal $199 and 24K Gold $499 cards, with their limits and top-up discounts, appear only on tevau.co and were not found on official pages this time, so they are not treated as officially confirmed terms.

  • Region change

    Avici personal-card region list no longer includes Hong Kong

    The official Regions and Prohibitions for Avici Card page is marked "Country guidance reviewed: 28 October 2026". Its supported list includes Singapore, Malaysia, the UAE, Japan, the Philippines, Thailand, New Zealand, Australia, several Latin American and African countries and 31 US states, and no longer lists Hong Kong (Hong Kong is not on the prohibited list either, but the page says unlisted countries are not automatically eligible). This site previously recorded Hong Kong as supported. The prohibited list includes mainland China, India, Indonesia, Vietnam, Russia, Turkey and others. The fee table is unchanged.

  • Source update

    Added the original official World Card announcement

    Added the original 2025-04-30 announcement on the official world.org blog: Tools for Humanity planned a Visa card linked to the World wallet and using World ID, expected to launch in the US later that year; the page now carries a notice that the information is over 12 months old and may be outdated. The current World Money page and the world.org sitemap still have no card product page. This page's conclusion that the card is a plan is unchanged.

  • Shutdown notice abridged

    OneKey Help Center abridged the shutdown notice, removing the three-phase timeline and refund formula

    As of the 2026-11-05 check, OneKey's shutdown article (11461193) has been retitled 'Card Service Shutdown Notice' and abridged to two sentences stating only that Card service stopped in September 2024 and users with withdrawal needs should submit a support ticket. The three-phase dates (2024-09-30 / 2024-10-31 / 2025-01-31), paid upgrade refund formula, wrong-token recovery notes, and referral reward clauses have been removed from the live page. This archive retains the details recorded during our 2026-10-14 check while noting the live article has been abridged.

  • Region wording correction

    XPlace's "160+ countries" is Visa acceptance; tier monthly limits and Platinum 0% FX added

    The XPlace website (x.place) says "Visa cards are accepted in 160+ countries · Up to $750K/month · 0% FX on Platinum"; 160+ refers to countries of acceptance, not countries where you can apply. This site previously described it as open for applications in 160+ countries and regions; that is corrected, and the site publishes no list of eligible countries. The plan table on the same page lists monthly limits of $2,000 (Basic), $20,000 (Silver), $200,000 (Gold) and $750,000 (Platinum), free lounge visits of 1 (Silver), 4 (Gold) and unlimited (Platinum), and fast track 2 (Gold) and 5 (Platinum) a year; these were not recorded before. Annual fees and cashback rates are unchanged.

  • Eligibility update

    DeCard Luminaries eligibility widened to founders, creators and top spenders

    The official Luminaries page (thedecard.com/en/personal/luminaries) now says entry is by invitation or application and is open to C-suite executives and company founders, Web3 and fintech key opinion leaders, community owners and content creators, and top DeCard spenders, aged 21–65 with no minimum income. This record previously said only "executives or KOLs" and listed nine Asia-Pacific markets; the page lists no markets, so that list is now marked as not reconfirmed. Verification is by Singpass (Singapore citizens and PRs) or identity documents plus proof of address. The US$388 annual fee, 0% FX and up to US$200 monthly cashback are unchanged.

  • Source update

    Bitso Card shutdown FAQ removed from the official help center

    The official FAQ "Bitso Card will no longer be available" cited here now returns 404 (in both English and Mexican Spanish), and searching the help center for "Bitso Card" or "Tarjeta Bitso" no longer returns any card article; no replacement official page was found. The shutdown date of 2025-05-26 and other details stay as recorded from the article when it was last checked; the source title now notes that the article was removed.

  • Region correction

    CoinJar Card corrected to an Australian product per the official site; ATM and dispute fees added

    The official card page (coinjar.com/au/card) states the card is an Australian prepaid Mastercard issued by EML Payment Solutions Limited (AFSL 404131); coinjar.com/uk/card redirects to the UK home page and the UK site shows no card page. The region previously read "Australia and the UK"; UK eligibility is now marked as unconfirmed. The fee table also lists a 1% ATM withdrawal fee (physical card only) and a $27.50 fee per transaction dispute, and shows foreign transactions as 2.99%+; these were not recorded before.

  • Source update

    Figo App Store source switched to the Nigeria storefront link

    The previous source apps.apple.com/app/id6761028040 now returns 404 (consistent with the app being unavailable in the US store) and has been replaced with the Nigeria storefront page linked from the official site, apps.apple.com/ng/app/figo-global-dollar-card/id6761028040. The home page statements on 50+ account countries, 100+ payout countries, no monthly maintenance fee and no hidden fees are unchanged, and specific fees are still unpublished.

  • Benefit Adjustment

    Early Core Promo Free Tier Ending Early; 14-Day Downgrade Grace Period Begins

    Official push notifications ("Your Core promotion is ending") have been sent to early users who received promotional free Core memberships: Core promotional access will expire in 14 days and automatically revert to the free Lite plan. Accounts without active subscriptions or locked XPL will return to standard Lite rates. Self-custodial stablecoin balances and card transactions remain unaffected, while cashback above $500/month and 5% AI rebates will end. Physical card applications remain free of issuing and postage fees during the grace period.

  • Copy Alignment

    Remove legacy $5 withdrawal threshold in ether.fi Cash facts, add Cashback+ subscription boost

    Purged legacy "minimum $5 for withdrawal" clauses from facts[8] and facts[11], aligning with the 2026-10-30 withdrawal policy; added Luxe/Pinnacle/VIP 10%–30% Cashback+ boost details for subscriptions like ChatGPT and Claude.

  • Company news

    RedotPay reportedly weighs a confidential US IPO filing by year-end; Binance lawsuit continues

    Bloomberg on 2026-10-26 (reported by The Paypers on 10-27): RedotPay is weighing a confidential IPO filing with the SEC before the end of 2026 and discussing a pre-IPO round at a $4–5 billion valuation; the company did not comment. Earlier, Binance affiliates sued in Hong Kong for about $473 million, which RedotPay denies, and Binance discontinued payment functionality for RedotPay on 2026-04-03. These are company and litigation developments; card fees and eligibility have not changed.

  • Region correction

    Correct Bybit Card eligible regions: covering EEA, Australia, and Latin America

    Correct single-country "e.g. Georgia" wording in payment compatibility. Bybit Card's primary issuance markets are the European Economic Area (EEA), Australia, Argentina, and Brazil (clearing via local PIX and Transferencias 3.0 rails); restricted jurisdictions include the US, Mainland China, Hong Kong, Singapore, etc. Reiterate that fiat funding does not earn cashback or reward points effective 2026-10-05.

  • Consistency check

    Kolo's website gives two country counts and two MiCA claims

    The website (checked 2026-11-02) states both 60+ and 170+ countries and describes its MiCA status as both "MiCA-ready" and "fully MiCA-compliant"; the 2% BTC reward and 0% stablecoin markup match this profile, and the issuer is still not disclosed.

  • Regional rollout

    Binance Card rolls out in Venezuela in batches

    Bloomberg Línea reported on 2026-08-05 that Binance, through a customer-support statement, confirmed a gradual Binance Card rollout in Venezuela, with access announced by Binance; the report does not state the card type or issuer. Venezuela is the largest driver of Binance Card searches in Google Trends (checked 2026-11-02).

  • Regional scope

    Dollarize website claims 44 live countries without naming them

    The website (checked 2026-11-02) says it is live in 44 countries with physical cards in participating countries, but gives neither the country list nor card fees; the Bridge cardholder agreement this profile already cites (prepaid fiat card, $2,000 per-transaction limit) remains the only published card terms.

New cards and product details

  • New card tiers

    Fasset site lists the Edge metal card plus Select, Elite and Reserve waitlist tiers

    The Fasset home page now lists four card tiers: the Edge metal card with 3.5% OWN Points (available now), and Select up to 4.5%, Elite up to 6% OWN Points plus 2.5% USDT, and Reserve up to 8% OWN Points plus 5% USDT (all coming soon, on a waitlist). This record previously covered only the virtual card and OWN Points with no published rate. The cash value of points is still unpublished. Third-party reporting on 2026-11-04 said Tether and Fasset launched an XAUT rewards Visa card; no matching page was found on the Fasset site this round, so it is not recorded.

  • Multi-chain & limits added

    MetaMask Card page adds Solana, Monad, and Base support, plus daily limits and $1,200/mo free ATM quota

    The official card page (metamask.com/card, checked 2026-11-05) now lists support for four networks—Linea, Solana, Monad, and Base—and tokens mUSD, wETH, EURe, GBPe, USDC, and USDT (stating nine tokens in total). The comparison table publishes daily limits and ATM perks: the free Virtual card has a $15,000/day spending limit and $1,000/day ATM limit, while the Metal card ($199/year) has a $30,000/day spending limit and $5,000/day ATM limit; both list no foreign transaction fees and free ATM withdrawals up to $1,200/month, though the FAQ notes a minimal fee applies per transaction. The supported regions FAQ enumerates 47 countries and territories.

  • Physical card launch

    Official docs open physical card orders: free card, shipping $24.99 / $59.99

    Solayer's official Physical Card documentation (docs.solayer.org/solayer-pay/card) now says you can order a physical card from the app Dashboard via "Create a card": the card is free and you pay only shipping, $24.99 by US Express or $59.99 by International Express; new users also pay a one-time $20 account activation fee; each account is limited to 10 cards. The product page now reads "Get Your Physical Card Today". This site previously followed the fees page in recording "virtual cards only, physical card coming soon"; the fees page still says only digital cards are issued, so the two official documents disagree and both are recorded.

  • Portal restored & perks verified

    Card creation page restored; Adventure tier includes 5% USDT Vault APR and Scan-to-Pay

    As of the 2026-11-05 check, the official card creation page (card.fizen.io/create) is accessible again and no longer displays the temporary maintenance notice. The official card page (fizen.io/card) lists Adventure ($9.99, Open now) with a 5% bonus APR on USDT Vault, 0 trading fee on the first $5,000 of U.S. stocks and ETFs, and Scan-to-Pay from the virtual card account in QR-pay countries including Brazil, Argentina, Peru, Vietnam, and the Philippines; Pioneer ($999.99) and Frontier ($9,999) remain marked Coming soon.

  • Limits & wallets added

    Added Global vs. APAC limits, refund fees, and wallet support; landing page Earn now shows 3% APR

    MEXC's official fee and limit comparison states that the Global Card supports Apple Pay and Google Pay with limits of $80,000 per transaction and $1,000,000 per day (no annual cap, $0.50 fee per refund if refund frequency is excessive), while the APAC Card supports Google Pay only with limits of $50,000 per transaction, $50,000 per day, $1,000,000 per year, 50 transactions/day, and 1,040 transactions/year (plus a 1% FX fee on settled non-USD refunds). Holding both cards shares a single monthly cashback cap. The same guide lists Taiwan, the Philippines, Thailand, and Vietnam for APAC (while the application article lists only Thailand). Meanwhile, the live product page now advertises 3% APR on MEXC Card Earn, whereas the 2026-09-21 guide still states 7% APR; both official figures are recorded.

  • Correction

    Corrected to a secured credit card per the official help centre, with fees, currencies and wallet support updated

    Orbi's help centre (ayuda.orbi.finance) now states that the Orbi Card is a credit card secured by the user's own digital dollars (tarjeta de crédito garantizado), spending from a chosen USDT, USDC or USDG balance. The virtual card is free and instant; the physical card ships free but needs a wallet balance of at least 50 digital dollars. There is no annual fee, card payments carry no commission because the cost is in the exchange rate, and Orbi charges no ATM fee. This site's earlier "debit card with no overdraft", "supports Bitcoin, Ether and SoFiUSD", "physical card fee per delivery terms" and "officially supports Apple Pay / Google Pay" either contradicted the official pages or had no official basis: the first three are corrected and Apple Pay / Google Pay are now unconfirmed. The former orbi.mx source returned 403 and has been replaced by the orbi.finance card page.

  • Physical card status

    EFY home page now labels the physical card "Nueva · Disponible"

    The card block on the official home page now shows the physical card as "Nueva · Disponible" with "Solicite su tarjeta física · $45 USD · llega en 7 días"; at the 10-30 check the physical card was labelled "Próximamente", a label now shown only on the QR payment-collection feature. The $45 and 7-day figures come from the app mock-up on the home page and no formal fee schedule has been found; the 19-market figure is unchanged.

  • Record corrected

    Lydian Card corrected: natively funded only with USDT / USDC, no cashback rate published

    The FAQ on Lydian's official card page (cards.lydian.com, checked 2026-11-05) says the card is "natively funded by USDT and USDC", with other assets swapped in the Lydian Wallet first; physical and virtual cards are free to issue with no annual fee, and fees are shown before each transaction; the card is issued by Rain and at launch is open to individuals aged 18 or over who complete identity verification; both cards can be added to Apple Pay and Google Pay. The page only says "Collect rewards" and gives no cashback rate. The "300+ digital assets spent directly", "up to 1.5% cashback", "metal physical card" and "no hidden FX markup" this site recorded earlier have no basis on the official pages and have been replaced with the official wording.

  • Product and operator update

    woocard adds a EUR standard virtual card (3.8% top-up), publishes physical card terms, and states it is not the issuer

    The woocard site now says standard virtual cards come in USD and EUR, with a 3.8% top-up fee on the EUR card (USD virtual cards remain 2.8%), and the VIP card is USD only. The physical USD card costs 175 USDT to issue, needs a 50 USD minimum top-up, charges 0.5 USD + 2.5% per top-up and 1 USD + 2% at ATMs with a 750 USD daily cap, has spending caps of $50,000 per transaction, $100,000 per month and $1,000,000 per year, and ships in about 2 weeks. The FAQ also says woocard is an affiliate referral service, not a card issuer, programme owner or card-service operator, and that third-party providers handle issuance, eligibility, fees and geographic controls. This site previously recorded only USD cards, had no physical card price, and described the issuer as a jointly licensed Visa issuer. The site mentions only Apple Wallet, not Google Pay, so Google Pay is now marked unconfirmed.

  • Correction

    Correction: the personal Spritz Card is still available; "Cards Soon" is a business SDK feature

    The spritz.finance homepage now leads with the Rails SDK for businesses, and its "Cards Soon" navigation item refers to Rails card issuing. The individuals page (spritz.finance/individuals) still lists the Spritz Card as a current product: a virtual or physical Visa Signature card with Apple Pay and Google Pay, 5% cashback on travel, hotels and dining, covering 154 countries. The help-centre article "Fees: United States & Canada" says card spending and account maintenance are free and SpritzCard loads cost the 0.5% base fee plus 0.5% (minimum $2). One of this site's key facts had relied on the homepage to say the personal card was "coming soon" and that the 154-country figure was no longer supported; it has been corrected and two official sources added.

  • Product positioning correction

    Bitnob's site presents cards as a business card-issuing API and publishes no fees

    The current bitnob.com card page (/en-US/products/cards) is titled Card Issuing: USD virtual cards compatible with Visa and Mastercard are issued via API and prepaid from a crypto wallet balance; only virtual cards exist for now, with physical cards awaiting partner enablement. The page gives no issuance fee, top-up fee or eligible-country list. The previously recorded issuance fee of about $2–$3, top-up fee of about 1%–2%, 0% USD transaction fee, Visa-only network and consumer availability in four countries including Nigeria cannot be found on current official pages and are now marked as not published; the claim that AI subscriptions were tested and work reliably had no official basis and is now marked unknown.

  • US launch

    OKX opens applications for the US OKX Card, publishing a five-tier cashback table, zero FX fees and OKX Pay APY

    The official OKX US card page (okx.com/en-us/card, checked 2026-11-05) offers a "Get my card" application button and lists five USDG cashback tiers: Classic 2% (monthly eligible spend $2,500, cap $50), Plus 4%, Premium 4.5%, Signature 5% and Infinite 10% (monthly eligible spend $15,000, cap $1,500), with the tier set by the highest of VIP level, 30-day average OKX Pay balance or 30-day card spend; cashback applies only to USDG purchases with Autopay on; OpenAI, Claude and Netflix subscriptions get up to $20 back a month; there are zero transaction and FX fees; the billing cycle is 28 days; and USDG in OKX Pay earns 4%–10% APY by tier, 3.5% above $10,000. PYMNTS, The Paypers and other outlets reported on 2026-11-02 to 11-03 that the card has launched in most US states (media reports). This site previously listed the card as a public beta and said the card page had no yield terms; it is now marked regional, with the cashback table and APY added.

  • New listing

    Added the fiwind Card: a virtual Mastercard in Argentina that can pay with USDT

    Checked fiwind's payments page, website and help-centre articles on the card, application, foreign purchases, taxes and limits: a virtual Mastercard paying from pesos, dollars or crypto; free issuance and maintenance, no fee on domestic purchases; foreign purchases avoid the 30% withholding but carry a processing charge given as both 1.5% and 2%; Apple Pay and Google Pay supported; fiwind is CNV PSAV No. 75; the issuer is not named.

  • New listing

    Added the Kontigo Card: a waitlisted card for a Latin American self-custody USDC wallet

    Checked Kontigo's home page and official FAQ: the KontigoCard is an international card linked to a self-custodied USDC wallet on Base, requested through an in-app waitlist and virtual at first; Mastercard or Visa is assigned by region; loading the card costs 0.15% and the balance cannot yet go back to the wallet; Venezuelan addresses are eligible; a credit line and physical card are 'coming soon'; issuance and FX fees and the issuer are not published.

  • New listing

    Added Lulubit Lulucard: Central American Bitcoin and stablecoin Mastercard debit card

    Checked Lulubit website and help center: serves Panama, Costa Rica, and Guatemala residents, supports BTC/USDT/USDC direct spending with dual-currency routing, physical card delivery, ATM withdrawals, and in-app card freeze.

  • New listing

    Added MeruCard: US-issued Visa international card with multi-chain USDC/USDT deposits

    Checked Meru website and official help center: supports Base/Polygon/Tron/Stellar stablecoin deposits, $10,000 daily spend limit, 0% platform ATM fee, Apple Pay and Google Pay support, widely compatible with SaaS/AI subscriptions.

  • New listing

    Added the nsave Card: a USD virtual Visa card for 48 countries

    Checked nsave's card page, pricing page, plans page and help-centre articles on eligible countries, card plans, crypto deposits, virtual card use and the UK closure: Visa Platinum is $1.99 one-time on the free plan and included on Pro and Prestige, with no monthly card fee; USD spending free, other currencies 1.5%; USDC/USDT deposits via Solana free, withdrawals 1%; 48 countries of residence eligible, not the US, India, Nigeria or mainland China for now, and UK resident cards close on 2026-11-06; the issuing bank is not named.

  • New listing

    Added the Pyypl Prepaid Visa Card: a virtual Visa prepaid card topped up with stablecoins

    Checked Pyypl's official help-centre articles on getting the card, fees, eligible countries, stablecoin top-up, verification and where the card works, plus the legal and compliance page: the card is a virtual prepaid card issued by Pyypl under its principal Visa membership and spends only the US dollar balance; USDT/USDC top-up 1%, first card $5, 5% per card payment; 172 countries listed, not the US or India, no card service in Belarus; no physical card and no ATM withdrawals; Apple Pay and Google Pay supported.

  • New listing

    Added UGLYCASH Card: compliant eUSD Visa prepaid card for the US and Latin America

    Checked UGLYCASH website and legal terms: issued by SF-based Best Friend Finance with Lead Bank and Bridge, denominated in eUSD stablecoin with up to 6% cashback, zero daily card usage fees, supporting Apple Pay and Google Pay across the US and 15+ Latin American countries.

  • New listing

    Added the Wallbit Visa Card: a USD account card with free stablecoin deposits

    Checked Wallbit's card page, pricing and plans page, global account page, company page and home-page FAQ: a US-issued Visa Platinum virtual card for a one-time $5 with no monthly fee, free USD spending and 2% on other currencies; free deposits in USD, EUR, USDC, USDT and local currency, USDC withdrawals 1% and USDT 2% (1.25% on Pro); Apple Pay and Google Pay supported; Wallbit claims more than 90 countries without publishing the list; the help centre (help.wallbit.io) returned 403, so document and country rules could not be confirmed.

  • New listing

    Added the Wenia Card: a crypto-funded digital Mastercard in Colombia

    Checked the Wenia Card product page and help-centre articles on how the card works, fees, selectable assets, limits, countries, registration documents, physical card, cash withdrawals and the issuing entity: a Mastercard Standard digital credit card debited instantly from the selected asset with 0% interest; no card or monthly fee and no conversion fee when asset and currency match; USD 10,000 a month cap; Colombian citizens living in Colombia only; no physical card and no cash withdrawals; issued and operated by Wenia S.A.S.

  • New card launch

    First Community Card goes live: a community card with the Method guild

    Ready's official blog announced on 2026-11-03 that its first community partner, Method (a World of Warcraft raiding guild), is live: the Method community card "works like any other card", part of the fee revenue goes directly to Method, and cardholders earn points on every purchase redeemable for perks such as player meetups and signed merchandise. The homepage and the Method page now offer a way to join in the app. This site previously said new card applications were paused; the new card's network, issuer, fees and eligible regions are still unpublished, and the help centre returned 403 this time so it could not be rechecked.

  • Record completed

    Wayex names Lead Bank as issuer and confirms Apple Pay and Google Pay

    The official card page (checked 2026-11-02) matches this profile's fees: $0 issuance and monthly fee, 0% on USD spending, 1.5% on non-USD, USDC / DAI 1:1, 0.1% on USDT deposits. Added the issuer Lead Bank (Visa licence), Bridge as programme manager, the 18+ age requirement and Apple Pay / Google Pay support; physical card delivery and replacement fees are still marked TBD.

  • Waitlist campaign

    Startale launches the Card Chase waitlist campaign; cards are still issued in waitlist order

    Startale's official blog published "Card Chase" on 2026-11-02: from 11-02 to 11-10, when referred friends complete quests in the Startale App (bridge at least $5 USDC, swap at least $10 into USDSC, deposit at least $10 into Earn and hold for 7 days), the referrer moves up the waitlist, and referrers who newly deposit at least $50 USDSC during the campaign get an extra daily boost. The post describes this as securing a spot for the Startale Card launch. Media reported around the same time that cards had begun reaching early users, but the official blog still speaks of a waitlist and early access; fees and cashback rates remain unpublished, and this site keeps the card marked as beta.

  • New listing

    Added Bitwala Visa Card (EEA)

    Checked against Bitwala's official card page, terms of service and help centre: virtual and physical Visa cards that spend BTC, ETH, USDC or euros; verified EEA users only; issued by Wallester AS; virtual card €0.99, physical €9.99, crypto spending €0.20 + 1% per transaction, ATM €2 + 1% (€350 a day); no cashback.

  • New listing

    Catalogued ExCards Multi-Chain USDT Virtual Visa & Mastercard

    New card catalogued: ExCards, enabling instant settlement directly from multi-chain USDT pools (TRC-20, ERC-20, Arbitrum). Features native Apple Pay & Google Pay support, high acceptance for AI & SaaS subscriptions, and zero monthly fees.

  • New listing

    Added Volet Card (Asia-Pacific and European prepaid cards)

    Checked against Volet's official card pages, fee table and privacy notice: the Asia-Pacific Mastercard physical card is for citizens of ten countries including Malaysia, with a $5 card fee, $1 monthly fee, 1.5% + $1 per load and 3.5% currency exchange; European cards are Visa or Mastercard by country; none support Apple Pay or Google Pay; the operators are a Canadian and a Costa Rican company, and the issuer is undisclosed.

Rates and fees

  • ATM free allowance & limits

    Added monthly fee-free ATM allowances by tier ($100 to Unlimited) and noted EEA daily ATM limit discrepancy on the same page

    Wirex One's official 'Card limits and fees' article (76000088413) specifies monthly fee-free ATM withdrawal allowances by membership tier (resetting monthly): Base $100, Premium $250, Elite $750, Private $2,500, and Bespoke Unlimited, with standard ATM fees applying above the allowance. On the same page, the top table lists a 750 EUR daily ATM limit for physical and metal cards, whereas the body text and FAQ state three times that EEA-issued cards are limited to 5 withdrawals and 500 EUR per day (5,000 EUR/month); both figures are recorded.

  • Source update

    Anodos product page offline; membership-tier monthly fees can no longer be confirmed in the official docs

    The previously cited docs.anodos.finance/products/anodos-neobank now returns 404; the docs overview page is cited instead. The current Customer Fees Schedule (updated 2026-09-18) applies only to the Free plan: one virtual card free, extra cards $20, 1.50% FX, ATM $1 + 1.75% per withdrawal, 1.00% exchange. The Pro / Elite monthly fees of $9.99 / $29.99 and 1.25% / 1.00% FX recorded earlier came from the offline page and are no longer listed in the public docs; the fee field now flags them for confirmation in the app. The country availability page (updated 2026-09-26) and card terms (2026-08-31) are unchanged.

  • Fee discrepancy & region tiers

    Recorded 0.4% vs. 0.6% fee discrepancy on SafePal page, Mastercard vs. non-Mastercard region tiers, and Fiat24 refund fee

    Jointly verified against SafePal and Fiat24 official documentation on 2026-11-05: (1) SafePal's Banking Gateway page (safepal.com/en/bank) states 'rates as low as 0.4%' in the body text but 'as low as 0.6%' in the FAQ on the same page, whereas Fiat24's docs list 1.0% (Standard), 0.5% (Premium), and 0.25% (Ultimate); (2) SafePal's regions page (safepal.com/en/bank/regions) splits supported regions into '$100,000 monthly transaction limit with Mastercard support' and '$1,000 monthly transaction limit without Mastercard support', while Fiat24's docs state that effective 2026-06-05 all new individual clients are capped at $30,000/month; (3) Fiat24's card documentation specifies a refund processing fee of 1 USD / 1 EUR / 1 CHF / 7 CNH per refund effective 2026-05-15.

  • Fee page revised

    Gate Card fee page now lists AI Card and Blue Card only; Gold tier no longer shown

    The official help-centre fee page (gate.com/help/gatecard/gc7/100745) is now titled "Gate Card Fees & Limits (Blue & AI Card)" and lists only AI Card (non-USD FX 1.50%) and Blue Card (1.70%); top-up 0.90%, reversal $1, refund 2% and chargeback $35 are unchanged, and both cards share limits of $25,000 per transaction, $150,000 per day and $1,000,000 per month and per year. At the 10-29 check the page listed Essential, AI Elite and Gold tiers with Gold at $80,000 per transaction; that tier is no longer shown. The source link is also switched from the Japanese to the English version. The card page's "up to 8% cashback" claim is unchanged.

  • Fee correction

    Airtm card agreement updated: 0% wallet loads, new international transaction fee of up to 3%

    The previously cited Bridge agreement link (/card-agreements/airtm-card) now returns 404; the current version is /card-agreements/airtm-card-new: card purchase, monthly fee and loading from the Airtm wallet are $0/0%, there is no inactivity or card-deletion fee, purchases at merchants outside your country of residence carry an international transaction fee of up to 3%, and the per-transaction limit is $2,000. The record previously said wallet loads cost up to 2% and the product page listed 1% on the first $200 loaded. Airtm's help center separately says loads carry a percentage fee, an inactivity fee applies after 30 days without a load and deleting a card with a balance costs a fixed fee, which conflicts with the agreement; both are now recorded. The Airtm product page returned 403 this time and could not be rechecked.

  • Fee added

    Nigeria USD card $0.90 per-transaction fee and ₦250 decline fee added

    Chipper's help-centre article "Update to Chipper USD Card Fees {Nigeria}" (marked as updated today) says every successful USD card transaction carries a flat $0.90 fee and the decline fee is cut to ₦250 (from ₦500), applying to USD cards only, and says NGN ⇆ USD exchange rates were improved. This record previously listed only the $5 issuance fee and $1 monthly fee; the article gives no effective date.

  • USD card fees & regions confirmed

    Added Nóva USD Card official fees (1.5% + $0.20 transaction, 1.5% conversion) and limits; confirmed Malaysia support

    WhiteBIT's official help article 'Nóva USD Card: Fees, Limits, and Restricted MCCs' (38457510322461) publishes the full USD virtual card schedule: $0 issuance, monthly maintenance, inactivity, cancellation, and top-up fees; a 1.5% + $0.20 USD transaction fee; a 1.5% crypto-to-USD conversion fee; and spending limits of $40,000/day and $200,000/month (resetting at 00:00:01 UTC, with refunds counting toward limits). In addition, article 38452309219229 confirms Malaysia is on the supported country list (via passport KYC) while India is excluded, resolving the 10-30 403 check.

  • ATM limits & FX scope

    Added physical card ATM limits ($250/tx, $750/24h) and clarified 1.5% FX includes Visa's 1% fee

    Offramp's official Fees & Limits help article (47639697235225) specifies that the 1.5% FX fee on non-USD purchases includes Visa's 1% base FX fee, and that physical card ATM withdrawals (charged at 2%) are capped at $250 per transaction and $750 per 24-hour period (up to 3 withdrawals). Virtual cards do not support ATM withdrawals.

  • Fees & VIP sync added

    Added BloFin Wallet Card tiered spend fees (1%–0%), supported chains, and Exchange VIP tier sync

    The official card page (wallet.blofin.com/en/card, checked 2026-11-05) publishes the full schedule: $0 activation, annual, issuance, dormancy, cancellation, and top-up fees; only a tiered spend fee applies based on the higher of your prior-month card spend or linked BloFin Exchange VIP level: VIP 0 (<$500) 1.00%, VIP 1 (≥$500) 0.90% ($2,000 monthly quota), VIP 2 (≥$2,000) 0.80% ($2,500), VIP 3 (≥$5,000) 0.50% ($10,000), VIP 4 (≥$10,000) 0.20% ($12,500), and VIP 5 (≥$20,000) 0.00% ($20,000), resetting on the 1st of each month. Top-ups support USDT and USDC on Arbitrum and Base, with Apple Pay support.

  • Data review

    SwissBorg card page restates fees and regions: no service or annual fees, conversion charged separately, settles in EUR / CHF / GBP by residence

    The official card page (swissborg.com/crypto-debit-card) now says the card is for residents of 30+ regions across the EEA, the UK and Switzerland, requires a retail account and KYC Level 2, settles in EUR, CHF or GBP depending on residence, has no service or annual fees, and that SwissBorg charges no additional FX fee, while crypto-to-fiat conversion is charged under its pricing policy and foreign transactions may incur Mastercard conversion costs; the card can only spend crypto balances. This site previously said "0% extra fee on euro spending" and "MEX aggregated best rate", and described the region only as "officially supported jurisdictions"; both are now rewritten from the card page. The help-centre FAQ returned 403 this time and could not be rechecked.

  • Refund fee & maintenance scope

    Added refund fee (1 USD/EUR/CHF or 7 CNH), limits, and BIN; corrected crypto top-up pause during maintenance

    Verified against Fiat24 official documentation (docs.fiat24.com) and imToken Help Center notices (60233946072473, 59405736386073): (1) Effective 2026-05-15, merchant refunds incur a per-transaction processing fee of 1 USD, 1 EUR, 1 CHF, or 7 CNH deducted from the refund (refunds at or below the fee yield 0); (2) imToken's Service Notice specifies that during maintenance both new card applications and crypto top-ups are paused, while multi-currency exchange, card payments, and EUR deposits/withdrawals remain operational (correcting our prior note that crypto top-ups were unaffected); (3) Standard tier (5–8 digit NFT) card limits are 10,000 EUR/day and 20,000 EUR/month, new individual account monthly limits were lowered to $30,000 on 2026-06-05 (1,000 CHF/30 days in some emerging markets), minimum card activation balance is 10 EUR / 10 CHF / 10 USD, and the principal Mastercard issuer is SR Saphirstein AG (BIN 5481 0849).

  • Fee update

    Official help page now lists card fees: no issuance, monthly or annual fee; 1% ISA on foreign-currency purchases

    Peanut's official help page (peanut.me/en/help/peanut-card) now has a "What the card costs" section: the virtual card is free, with no issuance, monthly or annual fee; same-currency purchases carry no added fee; other currencies are converted at the Visa rate plus Visa's 1% International Service Assessment (ISA), with no Peanut markup. This site's fee field previously said the help page listed no card fees; it has been updated. Also corrected per the same page: purchases are paid from the Peanut balance and the page does not describe self-custody; the page has no excluded-region list and does not call the card a beta, so the status moves from beta to regionally limited (subject to eligibility review).

  • Fees added

    UstarPay help centre publishes reference fees for the USD BIN Visa card and a restricted-region list

    The UstarPay website help centre (ustarpay.com/help, rendered client-side) article "UstarPay Card Limitations & Fees" lists for the USD BIN Visa card: free deposits, 1% top-up, no transaction fee, 1.20% on non-pre-authorised-currency transactions, 1.90% for ATM withdrawals (with a possible additional 1.2% FX fee on foreign-currency transactions), and a balance limit shown as unlimited; "Current restricted countries and regions" lists more than 60 restricted countries and regions. The website's feature copy calls it the "UstarPay Visa Card" and lists "Apple & Google Pay". This site previously said the network and fee table were not published, no country list was available, and Apple Pay / Google Pay were unconfirmed; these are now updated from the help centre. The issuer and any issuance fee are still not published. The help centre shows a last-updated date of 2026-05-23, earlier than this site's previous check, so this is a gap from that check rather than a new change.

  • Source update

    Lemon credit card maintenance fee help article taken down; replacement card fee can no longer be verified

    The help center article cited earlier (help.lemon.me/es/articles/12159323-tiene-algun-costo-de-mantenimiento) returned 404 when checked on 2026-11-05, and a help center search for "mantenimiento" now only returns the prepaid Lemon Card's no-fee notes. The maintenance fee now follows the official launch post: sponsored by Rootstock for the first 3 months, then about 7,500 pesos a month (about US$5), waived for users who buy more than US$150 of crypto a month. The 8,000-peso replacement card fee, which came only from that article, can no longer be verified and is no longer listed as a current fee. A leftover "up to 2% bitcoin back" in the ranking summary was also removed; this credit card has no bitcoin cashback.

  • Currency added

    Littio Card adds digital Mexican pesos (MXMB) to its fee-free spending currencies

    The Littio website (littio.co, checked 2026-11-05) says "Compra y paga en USDC, EURC o MXMB en más de 190 países" and lists "$0 en comisiones" for spending in dollars, euros or digital pesos; the zero monthly fee is unchanged. This site previously recorded 0% FX only for dollar and euro spending and did not list digital Mexican pesos.

  • Limit update

    Swapster raises Premium limits; site now says Visa and Mastercard acceptance and no residency requirement

    The FAQ on the official virtual card page (swapster.fi/virtual-cards.html) now lists limits by tier: Plus caps a single top-up and a single purchase at $50,000; Premium caps a single transaction at $80,000 and a single top-up at $200,000, with no daily or monthly limit. This site previously recorded $50,000 for both tiers. The same FAQ now says the card works in countries where "Visa and Mastercard" operate (previously only Mastercard), and the benefits section says "no monthly fees and no residency requirements" (not on the page before); identity verification is still required. Fees are unchanged.

  • Limits added

    Ontop card: added ATM limits of one withdrawal a day and US$1,500 a month

    The details table on the Ontop card page (getontop.com/ontop-card, checked 2026-11-05) lists physical card cash withdrawals as "Per withdrawal $500", "Per day $500, one withdrawal" and "Per month $1,500". This site previously recorded only the US$500 daily limit, without the one-withdrawal-a-day rule or the US$1,500 monthly cap. The 0% foreign transaction fee, the US$145 Reserve fee and the 10% / 5% / 1% cashback (capped at US$200 a month) are unchanged.

  • Fee information conflict

    Mercuryo Spend page now pitches a co-branded card program with free issuance; the earlier €1.60 / €1 fees cannot be verified

    Mercuryo's official Spend page (mercuryo.io/spend, checked 2026-11-05) now targets wallets and Web3 companies with "issue branded payment cards to your users", and lists "Quick & Free Issuance", "no hidden fees", virtual and physical cards, 70+ crypto assets, and Apple Pay and Google Pay, with no rates. The €1.60 virtual card issuance fee, €1.00 monthly fee and roughly 0.95% liquidation fee this site recorded on 2026-10-19 no longer appear there, and the Mercuryo help center returns 403, so they cannot be checked; this round records both versions instead of treating those figures as confirmed.

  • ATM fees added

    Added CrossFi Card ATM fee-free allowance: first €300 / $300 monthly free, 2% thereafter

    Official CrossFi website disclosures specify that ATM withdrawals are fee-free for the first €300 (or $300 equivalent) per month, with a 2% fee above that threshold, alongside the standard 2% transaction fee. The fee field previously noted only third-party ATM network charges.

  • Fees & limits added

    Added Zypto Premium Visa official fee schedule, $1M monthly limit, and US state suspensions

    Zypto's official personal cards page (zypto.com/personal/crypto-cards) specifies Premium Visa Card pricing and limits: $0 virtual card fee ($10 initial load required), $50 one-time physical card fee (including activation and shipping), $0 monthly/annual fee, 3% crypto load conversion fee, 1.75% non-USD FX fee, $0.30 per-transaction fee, and 1% physical ATM fee. Physical card limits reach $175,000 per transaction and $1,000,000 per month, with ATM limits of $250 per withdrawal, $750/day (3 withdrawals), and $22,500/month. Zypto's restricted-regions notice also confirms that in addition to restricted countries (including Mainland China, Russia, India, Vietnam, and Turkey), card services in Missouri, Mississippi, and Tennessee were suspended effective 2026-03-12.

  • Fees & caps updated

    USD cross-border/network fee updated to 0.9%; added 1,000 USDT monthly cashback cap and 10 USDT initial transfer

    Bitunix's official help center and product guide articles (id=279, id=281) now list the USD network/cross-border fee at 0.9% (previously recorded as 0.5%), while the non-USD FX fee remains 1.5% and the small-transaction fee under $10 remains $0.30 (first 3 per month free). The 1%–8% VIP cashback program is capped at 1,000 USDT per month; card activation requires transferring at least 10 USDT into the Card Account (spendable balance, not a fee), with support for Apple Pay, Google Pay, and PayPal.

  • Pricing page update

    BingCard now requires KYC from all clients, lists several issuing countries, and its homepage fee matches the pricing page

    The bingcard.com pricing page was revised: the table row marking virtual cards as KYC "Not required" is gone and the footer says all clients are expected to complete full KYC; all three tiers now list the US, Hong Kong, Singapore, the UK and other countries as issuing countries (previously recorded as US and Hong Kong for virtual cards, Hong Kong for the physical card); the physical Platinum card is marked Waitlist with 2–3 years' validity (previously recorded as 3 years); the Premium tile says $20 while the table says $25. The homepage no longer says "Only 1% transaction fee" and now gives 0%–1% by BIN, matching the pricing page. The KYC field changes from conditional to required.

  • Fee correction

    Bringin card page lists €37.69 per year and says Google Pay is available, Apple Pay coming soon

    Bringin's official card page bitcoin-debit-cards now lists the Pro subscription at €37.69 when paid annually (marked 10% Discount), i.e. €3.49 × 12 less 10%; this site previously multiplied the monthly price to €41.88 a year. The same page says "Add to Google Pay or Apple Pay (coming soon)"; this site previously could cite only a user review and recorded wallet support as community feedback, and now records Google Pay as officially supported and Apple Pay as not yet live. The page also lists standard limits: card payments €10,000 per day and €15,000 per month, cash withdrawals €350 per day and €3,000 per month. No fee on card spending, 0% FX, and 1% plus up to 0.5% spread on bitcoin trades are unchanged.

  • Fee correction

    Agora physical card is now Physical Card Plus at $550 with 2.5% top-ups; Plus tiers restricted in five more countries

    The current agora.cards page names the physical card Physical Card Plus, a one-off $550 (previously recorded as $500), lists its top-up fee as 2.5%, and gives a percentage subtotal of 5.5% (7.5% with ATM; previously 5.0% / 7.0%). Virtual Card Plus is now also shown as including $10 of credit. The page adds that Virtual Card Plus and the physical card are not offered in Morocco, the United States, Bangladesh, India or Turkey, where Virtual Card Basic remains available. The list of 24 unsupported regions is unchanged.

  • Annual & FX fees confirmed

    Confirmed $0 annual fee and $0 foreign transaction fee for Fold Bitcoin Credit Card

    Fold's official credit card disclosures confirm a $0 annual fee (replacing the legacy $100/year Fold+ subscription with Fold Reserve balance tiers) and $0 foreign transaction fees, alongside a variable purchase APR of 20.49%–29.49% and a $1.00 minimum interest charge.

  • Fee change

    BingX metal card fee for non-VIPs rises from $180 to $199; FAQ now states instant cashback

    BingX's help-center Benefits and Fees article was revised on 2026-11-03 (English) and 2026-11-02 (Traditional Chinese): the metal card application fee for non-VIPs is now $199 (199 USDT), up from $180; the cashback rules now say cashback is credited instantly in USDT on every purchase and withdrawable on T+3, matching the landing page's "instant cashback", so the timing conflict recorded here on 2026-10-30 is resolved. Newly published limits: spending $10,000 per transaction / per day and $30,000 per month; ATM $500 per day (up to 5 withdrawals) and $5,000 per month. Cashback rates and caps for the virtual and metal cards and the 1.5% trading fee are unchanged.

  • Fee published

    BFinance official channel states a $1 virtual card fee

    A 2026-11-03 post on BFinance's official Telegram channel @bfinancepay says the virtual card "costs $1", is usable a few minutes after KYC, can be topped up with USDT or USDC and works in stores via Apple Pay / Google Pay. This site previously said only that there is a card issuance fee, without an amount. The bfinance.app site is a single-page app and no fee table could be read; the terms PDF is still reachable.

  • Record completed

    Tevau: ATM and spending limits, declined and small-authorisation fees added

    The official card page (marked last updated 2026-09-19) matches this profile's fees; added the ATM limits of $3,000 / $3,750 a day and $10,000 / $112,500 a month, the per-transaction spending limits, and the $0.5 declined-transaction, $0.2 small-authorisation and $2 card-closure fees. The page describes the metal and gold top-up benefit in two different ways; this is noted.

Cashback and benefits

  • New-user bonus

    Nexo Argentina card page lists first-three-month new-user rewards of up to US$450

    The Nexo Argentina card page (nexo.com/es-ar/crypto-card, checked 2026-11-05) lists extra rewards for new users (paid in NEXO Tokens): a 10% welcome cashback on the first purchase, capped at US$5; in each of the first three months, spending US$500 across at least 10 purchases adds US$50, up to US$150 in total; regular cashback is capped at US$100 a month, so the page advertises up to US$450 in the first three months. The same page says there are no monthly, annual or inactivity fees, and at least US$50 in the account is needed to activate the virtual card. This site had not recorded these new-user terms; fees and cashback on the EEA page are unchanged.

  • Points ending

    KAST Points will stop accruing on 2026-11-30; Standard physical card shipping confirmed at $40

    A footnote on the KAST membership page (kast.xyz/en/membership) says "KAST Points earning will end on 30 November 2026": the Points that Premium and Private earn on top of USD cashback (equal to 1% / 2% of eligible spend) accrue only until that date, while USD cashback rates and monthly caps are unchanged. The same page's FAQ says "Standard members pay $40 to ship physical cards", with physical cards included for Premium and Private. This site had not recorded the Points end date, and had listed the Standard physical card shipping fee as unverifiable because the original help article returned 404.

  • Cashback caps & frequency limits

    Added 11 named 20%-cashback merchants with caps and monthly operation frequency limits (including 5 cashback withdrawals/mo)

    Bleap's official help article 'What limits exist in Bleap?' (15566380, updated 2026-11-04) publishes the full fair-usage caps and monthly operation limits: (1) 20% cashback covers 11 merchants across three categories with spend caps—AI Subscriptions: ChatGPT €30/mo, Gemini €20/mo, Claude €250/yr; Streaming: Netflix €20/mo, Amazon Prime €10/mo, YouTube Premium €20/mo, Disney+ €200/yr; Gaming: Xbox Game Pass €30/mo, PlayStation Plus €220/yr, Nintendo Switch Online €80/yr, Steam €80/yr; (2) 3% Rides and Delivery merchants are capped at €50/transaction and €500/month per service; (3) Monthly transaction count limits apply: cashback withdrawals 5/month, exchanges 30/month, manual sends 15/month, vault deposits/withdrawals 23/month, and trading 30/month.

  • Rewards correction

    Tonhub: claim of early-bird fee waiver and TON airdrop points withdrawn

    The card conditions on the Tonhub website (tonhub.com) list only: virtual card, Apple Pay / Google Pay, €25,000 monthly spending limit, SEPA and SWIFT transfers, and eligibility for adults living in 35 countries and territories. The page says nothing about card cashback, points, airdrops or an early-bird card fee waiver; the only "rewards" are validation rewards from the Whales staking pool. This site's rewards field previously said "early-bird users get the card fee waived, plus TON ecosystem airdrop points and partner merchant perks", which has no support on the website and has been withdrawn. The country list and monthly limit are unchanged.

  • Rewards and eligibility completed

    Coinbase One Card: 2%–4% asset tiers, $10,000 monthly cap and annual-plan requirement added

    The official help centre (apply, benefits-features, security-deposit, fees-and-interest) says bitcoin back is tiered at 2%/2.5%/3%/4% by assets on Coinbase, with rates above 2% applying only to the first $10,000 of eligible purchases each month; a Basic annual plan ($49.99/year) or higher is required and Basic monthly members are not eligible; residence must be in the US (excluding territories); a USDC-secured version with $100–$5,000 limits exists; and the fees page lists cash advances at $10 or 5% and late fees up to $41. This record previously said only "up to 4%" and APR 19.99%–29.99%; the latter was not confirmed on official pages this round and is now flagged.

  • Fund terms verified

    WTGXX renamed Treasury Money Market Digital Fund with 0.25% expense ratio and no FDIC coverage

    Official WisdomTree fund disclosures show WTGXX is now named the WisdomTree Treasury Money Market Digital Fund (formerly Government Money Market Digital Fund), carrying a 0.25% expense ratio and 0% shareholder subscription/redemption fees, with a fluctuating 7-day yield (recently around 3.7%–4.6%). Cardholders select WTGXX as a funding source via Earn-Until-You-Spend rather than all card balances defaulting into the fund automatically, and WTGXX shares are not FDIC-insured.

  • Cashback rules detailed

    Clarified Argentina 2% crypto cashback, 0.5% ARS fiat cashback, and monthly caps

    Ripio Argentina's official card page and help center (help-ar.ripio.com/space/HC/1524302878) separate standard cashback rates by funding source: 2% back on crypto-funded purchases (USDT, BTC, ETH, etc.) and 0.5% back on Argentine Peso (ARS) purchases (doubled to 4% / 1% during the 30-day welcome promo), subject to tier-based monthly caps starting at 50,000 ARS/month. The entry previously listed a general 2%–3% rate without separating ARS fiat spend or monthly caps.

  • New plan

    Pricing & Fees page adds an ULTRA plan and lists November tiered points (up to 6%)

    Pulsar's help-centre Pricing & Fees page (updated 2026-11-04) now lists fees and points for three plans: Free / PRO / ULTRA. November campaign tiers: 0.5% / 2% / 3% on the first $1,000 a month, 1% / 3% / 4% on $1,000–2,000, 2% / 4% / 5% on $2,000–3,000, 0.25% / 0.5% / 6% on $3,000–4,000 and 0.25% / 0.5% / 0.5% above $4,000; points expire after 4 / 6 / 12 months. The page does not list the ULTRA subscription price. The same page lists a 3.5% fee for top-ups with an external card and free stablecoin deposits. This site previously recorded only the Free and Pro plans; the standard tiers on the Pulsar Pro help page (about 2% on Pro's first $1,000) are unchanged and kept.

  • Promotion ended

    Tangem Pay 10% All-Category Cashback Campaign Concludes November 2

    Tangem Pay's week-long 10% cashback promotion across all eligible spend concluded on 2026-11-02 23:59 UTC, reverting to standard tiers: Basic 1% ($100/mo cap) and Plus 2% ($300/mo cap).

Features and infrastructure

  • Wallet support conflict

    Laso homepage says Apple Pay works, conflicting with the help center's "not supported"

    The Laso homepage FAQ (laso.finance, checked 2026-11-05) says the prepaid cards can be used online, in stores and through Apple Pay, Google Pay and Samsung Pay; the help center article on adding cards (2026-09-28) still says "Apple Pay is not supported". This site previously recorded Apple Pay as unsupported based on the help center; it now lists both official statements, marked as a conflict, without choosing between them.

  • ATM access opened

    Tuyo card adds PIN and Visa ATM withdrawals; help centre publishes limits and excluded regions

    The Tuyo Card overview and ATM withdrawals pages in Tuyo's official help centre (help.tuyo.com) now say that after setting a PIN you can withdraw cash with the virtual card at Visa ATMs, up to $250 per withdrawal (including operator surcharges), with at most 3 attempts in a rolling 24 hours; ATM fees and exchange rates are set by the operator. This site previously said ATM withdrawals were unavailable and there was no PIN. The same help centre lists spending limits: $50,000 a day for new cards, rising to $100,000 and $200,000 as total spending grows (the product page also says "up to $50K/day to start; up to $200K"). The Tuyo card availability page lists 17 countries where the card is not issued (including mainland China, India, Russia, Turkey and Vietnam) and 20 US states and territories. Fees (0% / 1% FX + 1% abroad, up to 2%) are unchanged.

  • Wallet support

    Fluyez card page states Apple Pay and Google Wallet support

    The official card page (fluyez.com/tarjeta-cripto-fluyez) lists "Funciona con Apple pay y Google Wallet" and says there are no costs or maintenance fees once a minimum usage amount is reached (amount not stated), with virtual card activation in under 10 minutes. This record previously marked Apple Pay / Google Pay as unconfirmed; both are now officially supported.

  • Ownership change

    Added: Reap is now part of Payward, Kraken's parent company

    Checked Reap's website and pricing page on 2026-11-05: the footer reads "by © 2011–2026 Payward, Inc." and lists Reap alongside Kraken, Kraken Pro, xStocks and other Payward businesses. According to media reports, Payward announced the acquisition of Reap for about $600 million in May 2026 and completed it in July. This site previously described Reap Technologies as an independent Hong Kong company and had not recorded the change. Card fees (free physical and virtual cards, no annual fee, 2% ATM, 2% FX, USD / HKD card currencies, 1:1 collateral) match the pricing page and are unchanged.

  • Wallet support

    Fuse Card announcement states Apple Pay support

    The official announcement (fusewallet.com/blog/fuse-card) says the Fuse Card can be used online and added to Apple Pay for in-store payments with zero fees. This record previously marked Apple Pay as unconfirmed. The invite code requirement, US-only availability (excluding New York and Alaska), no top-up or card transaction fees and Lead Bank issuance are unchanged; the announcement does not mention Google Pay.

  • Wallet support update

    WaldenPay official page says the virtual card supports Apple Pay and Google Pay

    WaldenPay's official virtual card page now says the card details work for online checkout and the card can be added to Apple Pay or Google Pay for payments at compatible contactless terminals, while noting that mobile wallet support does not mean every country is supported. This site previously recorded Apple Pay and Google Pay as not mentioned by WaldenPay; both are now marked as officially supported. Fees ($10 issue fee, top-up fee from 5% falling to 3% with rolling 30-day spend, $25 minimum top-up, no monthly fee) are unchanged.

  • Feature added

    Deblock cards page now lists single-use card numbers and states it is a direct Visa member

    The official cards page (deblock.com/en/cards) now lists one-off cards: each number is used for a single transaction and expires automatically after use. It also says Deblock is a direct Visa member. Neither point was recorded here before; the fee table (0% FX for in-app exchange, card payments abroad and ATM withdrawals abroad) matches the 10-26 check.

  • Wallet and card-tier correction

    dtcpay card page lists only Google Pay and Samsung Pay; Visa Infinite metal card is waitlist-only

    The official card page (dtcpay.com/personal/dtcpay-card) says the virtual card can be generated instantly and supports Google Pay and Samsung Pay, shows "Join the waitlist" for the Visa Infinite metal card, and claims "Zero FX Markups" abroad. This record previously said Apple Pay was natively supported and described Visa Infinite as currently issued; Apple Pay is now unconfirmed and Visa Infinite is marked as waitlist.

  • Issuer change

    Official blog says the Modulr contract has ended; rewards are now PLUS points and non-domestic spending costs 2.5%

    Plutus's official blog post "Q1 Migration FAQ" (2026-02-20) says the company ended its contract with Modulr in October 2025 and is moving to a new banking partner, to be named once features go live, and that card spending could not earn PLUS during the migration; the website has not announced that the migration is complete. The official terms state that PLU has not been eligible for payout since 2025-05-08 and that spending rewards are paid in PLUS points. The official fees page lists 2.5% each on non-domestic card payments and ATM withdrawals. This site previously listed Modulr FS as the current provider, described rewards as "PLU token cashback", marked Apple Pay / Google Pay as officially supported and omitted the 2.5% foreign-currency fee; all of this has been corrected, Apple Pay / Google Pay are now unconfirmed, and the former Modulr website source has been replaced by the Plutus migration FAQ.

  • Issuer correction

    Raenest USD card is issued by Rain; Raenest provides only the platform interface

    The FAQ on the official card page (raenest.com/card) says the Raenest USD Visa Card is issued by Rain, a Visa Principal Member, with Raenest providing the platform interface and stablecoins, conversion and similar features being separate platform services; Apple Pay / Google Pay are limited to supported countries. This record previously gave the issuer as "Raenest with a Visa partner issuing network"; corrected now. The card page lists both virtual and physical cards, fundable with NGN, USD, GBP, EUR, USDT and USDC.

  • Record alignment

    Grey cards page: Visa virtual card spends from balance and supports multiple cards; old Mastercard text removed

    The official cards page (grey.co/cards) now says the Grey virtual Visa card spends directly from USD, EUR and GBP balances, supports multiple cards with individual limits and can be added to Apple Pay and Google Pay in supported regions; creation costs $5 with no monthly fee; non-USD payments carry a conversion fee with no stated rate. The removal of the Mastercard option was recorded on 10-23, but the intro, network, card-choice advice and ranking text still described dual networks and a $4 Mastercard; these are cleaned up now. The earlier "about 2%" conversion fee was not confirmed on official pages and is flagged.

  • Wallet support update

    Timon site says select cards support Apple Pay and Google Pay, and lists a free eSIM for topping up

    The FAQ on the official brand site timon.cards says "Select Timon cards work seamlessly with Apple Pay and Google Pay", and usetimon.com says the virtual card supports Google Pay and Apple Pay, with the line "Google Pay + Apple Pay live on Timon". This site previously recorded Apple Pay only for Timon Black, based on the App Store, and marked Google Pay as unconfirmed; both are now marked as officially supported, though Timon does not list the specific card types. The brand site FAQ also says funding $100 or more earns a free eSIM; the rewards field previously said no cashback or points were published, and now includes this. There is still no cashback rate.

  • Volume Milestone

    Ethena Pay Crosses $5M in Card Volume During Beta; Official October Ecosystem Recap Released

    Ethena's official October ecosystem report reveals that Ethena Pay crossed $5 million in card volume while still in its beta phase. The platform also rolled out Earn+ flexible savings with up to 12% rewards and no lock-ups, and powered partner ether.fi's native stablecoin via Ethena Whitelabel infrastructure.

  • Earn+ Launch

    Ethena Pay opens Earn+ to all users with up to 12% rewards and no lock-ups

    Ethena Pay officially announced that Earn+ is now available to all users. Cardholders can transfer idle balances from their USD Account into Earn+ with one click, earning up to 12% annualized rewards with no lock-ups and flexible withdrawals, putting everyday spending reserves to work before checkout.

  • Networks & Wallets

    Add PokePay Mastercard BIN tiers and Apple Pay / Google Pay compatibility verification

    Added PokePay support for Mastercard scheme (covering Standard and World tiers); aligned payment compatibility status, confirming virtual and physical cards support Apple Pay and Google Pay contactless payments.

  • Risk clarification

    Gnosis Pay's own card closing does not affect the MiniPay Card; migration timing to be announced

    Gnosis Pay's own consumer card stops on 2026-12-20; its help centre lists MiniPay as a partner card, with each partner announcing its own migration date. MiniPay's card page (checked 2026-11-02) still shows early-access sign-up, Monavate as issuer, Gnosis Pay as programme manager and up to 5% cashback, with no mention of a migration.

  • Card Art Addition

    Added Gate Money Visa official mobile app virtual card artwork

    Verified against Gate official mobile app (8.39.0+) and product portal; extracted Gate Money co-branded Visa display artwork, cropped in high-res, and archived as WebP.